H is for Homeworkers Insurance

Homeworkers Insurance is a type of Insurance policy that was designed to meet the needs of businesses operating from home.

It can also relate to cover for businesses who have a commercial premises but also have some of their employees working from home.

Working from home is becoming more popular as the years go by, and so Homeworkers Insurance has never been more relevant.

What’s covered by Homeworkers Insurance

Homeworkers Insurance policies very often combine both personal and Business Insurance needs (although taking both is not always mandatory).

Here’s a short list of some of the things you could include in your policy:

• Buildings
• Contents
• Personal Possessions
• Business Contents
• Business Interruption
• Business Stock
• Goods in Transit
• Money cover
• Public and Products Liability
• Employers Liability
• Commercial Legal Expenses

Who needs Homeworkers Insurance?

You might say that anyone working from home needs Homeworkers Insurance.

However, it very often depends on the type of work you are doing at home.

For example, if you operate an office-based business from home and don’t have visitors at the property, your home insurer may accommodate this.

However, a typical home insurer  may not be able to extend cover to include certain Business Insurance covers, which can be very important to a business.

Not only that but Homeworkers Insurance can sometimes be more cost-effective than buying your Home and Business Insurance separately.

Get comprehensive Homeworkers Insurance

Homeworkers Insurance can be very competitively priced, but its important to ensure you correctly insure yourself properly, so that your personal and business needs are catered for.

We offer free and no-obligation quotes for Homeworkers Insurance, to help homeworkers get robust Insurance for competitive prices.

Contact us today for your no obligation Homeworkers Insurance

Contact us today to discuss your Homeworkers Insurance requirements – we may be able to help you improve your cover, your premium or both!

Evans Insurance Brokers – Insurance Brokers in Essex, looking after businesses throughout the UK.