Romford: -
Fleet Insurance Brokers
Independent Fleet Insurance Company
Why Choose Evans Insurance?
- Competitive prices,
- comprehensive coverage,
- and fast service tailored to your needs.
Fleet Insurance Broker - If you own or lease two vehicles or more, or are thinking about doing so, then contact us to see how we can help you get the most comprehensive and flexible Fleet Insurance cover on the market for the best price.
Many businesses operating two vehicles or more are spending more than they need to on their insurances, either because they have a policy for each vehicle or haven't been getting the best price for their existing fleet policy.
We are Fleet Insurance Brokers in Essex, specialising in Motor Fleet and all classes of Business Insurance.
Independent Fleet Insurance Brokers
Being independent insurance brokers, we do not simply place all our business with one preferred insurer; this allows us to review your circumstances and negotiate with insurers to get the right insurance solution for you at a competitive price.
Motor Fleet Cover Quote Form
- The quickest way to secure a quote is to complete the Motor Fleet Cover form below.
- If you need to clarify the information required, use our GPT-powered AI Form Helper.
- Type your question into the chatbox to receive guidance.
Fleet Insurance Policies With Evans Insurance
As a valued customer, you will get a free no-obligation review of your current motor insurance policies and any others you might need help with.
Taking the time to get to know you, we then review your policy/policies, looking not only at what you already have in place but also to identify areas that might need attention.
You may be under insured in some areas, conversely you may be paying for cover you don't need or worse still; cover you already have under another policy.
When we arrange insurance for your fleet of vehicles, we will;
- provide evidence of cover promptly
- ensure your vehicles get registered on the Motor Insurance Database (MID)
- be on standby for you for any vehicle changes or general advice you might need throughout the year
Here's the benefits you get when you become a fleet insurance customer of Evans Insurance:
Flexible Finance Options
In most cases we can help you spread the cost of your Insurance, over 3, 6, or 10 payments*
Consistent Ongoing Support
One single contact for all changes, queries, and claims - and no call centres!
Immediate Proof of Cover
Most of our clients receive an email with proof of cover within 15 mins of instructing us!
Annual comparison exercise
We will review your case annually to ensure you're getting the cover you need as well as value for money.
Everything Under One Roof
We can help with many other Insurance needs you may have.
Hands-on Claims Assistance
In the unfortunate event that you need to claim, we’re here to help!
We also offer up to 100% discount by referring your friends to Evans Insurance - for every customer you recommend to us who purchases cover, we will give you a discount off your next bill - see https://evansinsurance.co.uk/friends for full details.
* Terms and Conditions apply. Subject to acceptance upon application.
How Evans Insurance Are Different
What makes us different from most brokers is we promise to do this work every year - many brokers will simply offer you the existing insurance company's renewal quote when your policy reaches its first renewal.
We believe that to keep a customer happy, we must deliver the service we say we can deliver each and every year and be there for them whenever they need us throughout the year. This is where we excel.
We also have a dedicated claims department who will handle your claim and liaise with insurers on your behalf.
We have used Evans Insurance Brokers for our company fleet policy for a number of years now. We initially decided to use them due to the amount of money they saved on the policy with a better level of cover. What really impressed me was when we needed to make a claim on the fleet policy, it was dealt with in a professional manner without the normal level of fuss that you get insurance companies. From start to finish Evans insurance dealt with the claim, keeping us informed at every step. I would not hesitate in recommending them to anyone that has a requirement for a fleet policy.
I dealt with Dan (what a lovely man) from the start. What a change to have someone who cares about his clients and goes that extra mile to achieve what is best for them. The customer service received was amazing, after just a few conversation and emails my company was saving money. We have had a few changes occur since the policy started and these have all been dealt with immediately. Thanks Dan for your excellent service: I would recommend you and your company to anyone!
Case study: Leased Van Fleet Insurance
I won a new client this week who had approached us for some help with leased van Fleet Insurance. They had been hiring vans from a vehicle hire company for a year, and insurance had been thrown into the deal, so they hadn’t needed to look at it.
However, when they contacted me, they were just about to sign a new deal with another lease company that had saved them a lot of money on their hire costs but did not offer insurance.
Problems sourcing Leased van Fleet Insurance
When I spoke to the client, they had experienced difficulty buying insurance because they had never had a leased van fleet insurance policy before and couldn’t produce a solid claims record.
Fortunately, as fleet insurance brokers, we place a lot of fleet insurance business for our clients, so I was able to use the good relationships we’ve built with the insurers to get some quotations for them.
The outcome was the client got a competitively priced leased van fleet insurance policy, allowing anyone over the age of 25 to drive (although younger driver cover was available if he needed it) and insured the vans comprehensively.
The leasing company were happy, as the vans were properly insured, and the client was delighted, having saved money on his van hire bill and sourced a well-priced motor fleet insurance policy.
In fact, my client was so happy with our work that we just placed his Commercial Combined (Liability, etc.) insurance policy for him!
We were able to get such favourable terms for the client (where others had failed, we learned afterwards) because we do this a lot and have excellent relationships with insurers, both in our capacity as fleet insurance brokers and brokers for non-motor policies.
In today's budget-conscious business environment, ensuring that your fleet of vehicles is adequately insured is more crucial than ever. Fleet insurance brokers are pivotal in helping businesses manage their vehicle insurance needs efficiently. Whether you're a fleet manager, business owner, or company director, understanding the role of these brokers can offer immense benefits. In this post, we'll explore the ins and outs of fleet insurance brokers, their services, benefits, and how to choose the right one for your business.
Understanding Fleet Insurance Brokers
Fleet insurance brokers act as intermediaries between businesses and insurance providers, specialising in securing insurance policies for companies with multiple vehicles. These brokers offer expert guidance in selecting the most suitable business vehicle coverage to meet specific needs.
Having a fleet insurance broker can simplify the complex task of managing vehicle insurance for businesses. Their deep understanding of insurance terms, coverage options, and vehicle types allows them to negotiate the best deals on your behalf. By working with multiple insurers, they can provide a comprehensive analysis of available policies, ensuring that your business gets the optimal coverage at competitive prices.
Services Offered by Fleet Insurance Brokers
Fleet insurance brokers offer various services to help businesses manage their vehicle insurance effectively. One key service is policy comparison, where brokers assess various insurance providers for the best coverage solutions. This includes evaluating different premiums, coverage types, and policy terms, ensuring you get the most value for your investment.
In addition to policy comparison, fleet insurance brokers conduct risk assessments to identify potential vulnerabilities in your fleet operations. They provide expert advice on risk management strategies, helping reduce the likelihood of accidents and claims. Claims management is another essential service, with brokers assisting in efficiently handling claims processes to minimise disruptions.
Lastly, fleet insurance brokers offer personalised coverage solutions that align with your business's unique needs. They work closely with you to customise policies, ensuring comprehensive coverage that addresses specific risks and requirements.
Benefits of Using a Fleet Insurance Broker
Partnering with a fleet insurance broker offers numerous advantages. One of the primary benefits is access to multiple insurers. Brokers have established relationships with a wide network of insurance providers, enabling them to secure competitive quotes and negotiate favourable terms.
Expert advice is another significant advantage of working with a broker. Their industry expertise allows them to offer valuable insights and recommendations, helping you make informed decisions about your business vehicle coverage. This can lead to potential cost savings, as brokers often identify opportunities for premium reduction through customised policies.
Furthermore, fleet insurance brokers provide tailored coverage options specifically designed to meet your business's unique needs. By understanding your fleet operations and risk profile, brokers can craft policies that offer the right protection level, ensuring your business's peace of mind.
How to Choose the Right Fleet Insurance Broker
Selecting the right fleet insurance broker ensures optimal coverage and service. Start by considering the broker's experience and track record in the industry. Look for brokers with a proven history of successfully managing fleet insurance for similar businesses.
Industry specialisation is another important factor to consider. A broker with expertise in your specific sector will better understand the unique risks and challenges your business faces, allowing them to provide more relevant and effective coverage solutions.
Client testimonials and reviews are valuable for assessing a broker's reputation and service quality. Look for feedback from other businesses to gauge their satisfaction with the broker's offerings and customer support.
Finally, evaluate the broker's service offerings and ensure they align with your needs. A comprehensive service portfolio that includes policy comparison, risk assessment, claims management, and personalised coverage solutions is essential for effective fleet insurance management.
Understanding Fleet Insurance Policies
Fleet insurance policies are complex documents that outline the terms and conditions of coverage for your business vehicles. Understanding the key components of these policies is crucial for ensuring adequate protection.
Coverage types are an essential element of fleet insurance policies. These may include third-party liability, comprehensive coverage, and collision protection. Each type of coverage addresses different risks and liabilities, so it's important to select the options that best suit your business needs.
Policy exclusions are another critical aspect to consider. These are specific situations or conditions not covered by the insurance policy. Understanding these exclusions helps you identify potential gaps in coverage and make informed decisions about additional protection.
Premiums are the cost of the insurance policy, determined by factors such as vehicle type, usage, and risk profile. Fleet insurance brokers can help you understand how premiums are calculated and identify opportunities for cost savings.
Finally, the claims process outlines the steps to take in the event of an accident or loss. Familiarise yourself with the claims procedure to ensure a smooth and efficient resolution of any incidents.
Common Challenges in Fleet Insurance and How Brokers Can Help
Fleet insurance can present several business challenges, but brokers play a vital role in addressing these issues. High premiums are a common concern for many businesses. Fleet insurance brokers can help manage costs by negotiating competitive rates and identifying opportunities for premium reduction.
Complex claims processes can also be daunting for businesses. Brokers provide invaluable assistance in navigating these procedures, ensuring claims are handled efficiently and effectively. Their expertise can help expedite claims resolution, minimising disruptions to your operations.
Regulatory compliance is another challenge that fleet insurance brokers can assist with. They stay up-to-date with industry regulations and ensure your insurance policies align with legal requirements, reducing the risk of non-compliance.
Frequently Asked Questions (FAQs)
Why is fleet insurance so expensive?
Fleet insurance can be costly due to the increased risk of insuring multiple vehicles. Factors such as vehicle type, usage, and claims history can also impact premiums. Brokers can help identify cost-saving opportunities and negotiate competitive rates.
What are the disadvantages of using an insurance broker?
While brokers offer many benefits, such as service fees, there may be potential drawbacks. However, the expertise and value they provide often outweigh these costs. It's essential to choose a reputable broker to ensure a positive experience.
Can a sole trader have fleet insurance?
Yes, sole traders can obtain fleet insurance if they use multiple vehicles for business purposes. Brokers can help tailor coverage to meet their specific needs, ensuring adequate vehicle protection.
How much does fleet insurance cost?
The cost of fleet insurance varies based on factors such as the number of vehicles, coverage types, and risk profile. Brokers can provide personalised quotes and identify opportunities for premium reduction.
Conclusion
Fleet insurance brokers are crucial in helping businesses manage their vehicle insurance needs effectively. Brokers can optimise your business vehicle insurance and drive cost savings by offering expert advice, access to multiple insurers, and tailored coverage solutions.
Understanding fleet insurance brokers' services, benefits, and challenges empowers you to make informed decisions about your coverage. Consider partnering with a reputable broker to ensure your fleet is adequately protected and your business thrives in today's competitive landscape.
Assess your business needs and explore the benefits of working with a fleet insurance broker. With their support, you can achieve optimal coverage and peace of mind for your business vehicles.
So contact us today to discuss your Insurance requirements!
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