If you’re involved with Wholesaling products, you’ll need and most likely have Wholesalers Insurance.
However, it’s important to make sure your Wholesalers Insurance is comprehensive and covers the things you want it to (where possible).
What does Wholesalers Insurance cover?
Our policies are bespoke to each business, but here’s a short list of some of the things Wholesalers Insurance can cover:
- Loss of Income / Gross Profit following insured damage
- Goods in Transit
- Public Liability
- Products Liability
- Employers Liability
- Directors Liability
- Commercial Legal Expenses
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Check the cover of your Wholesalers Insurance
No two businesses are the same, and the same is true of insurance policies.
Not only that, but businesses can quickly outgrow their Wholesalers Insurance, or make a seemingly minor change that affects the whole policy.
For these reasons, its important to make sure your Wholesalers Insurance continues to reflect the needs of your business.
We would recommend speaking to a specialist commercial insurance broker, but here are just a couple of (several) things you can look for to identify if your policy requires more immediate attention:
Business description – this will be noted somewhere on your policy and should be as detailed and specific as possible, so as to ensure everything your business does and sells is covered and accepted by your Insurance company.
Amounts Insured – it is really important to check these amounts are up to date and continue to reflect your needs, as this could have a huge impact on any claim payment.
Security conditions – your policy will tell you the type and extent of security your insurers want you to have as a minimum. You may might think your security arrangements are robust (and they could be), but if they don’t match up with what the insurance company wants you to have in place, you could be faced with a problem if you need to make certain types of claims.
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Check the price of your Wholesalers Insurance
Of course, if your Wholesalers Insurance is comprehensive and with a quality insurer, your next point of action should be to check the price.
There are many very reputable insurance companies that provide Wholesalers Insurance.
Some are household names, while others have less presence in our homes, as they will only trade via a broker.
We have access to many insurers that offer excellent prices for Wholesalers Insurance, and we only deal with those that meet specific criteria regarding their financial strength and stability.
Get a no obligation quote for your Wholesalers Insurance
Contact us today for a free, no-obligation review of your Wholesalers Insurance.
We may be able to improve your cover, your premium, or both!
After the end of my first years trading it was time to renew my business insurance. Luckily for me I’d spoken to Dan at Evans Insurance, who made reviewing my policy a very quick and simple process. They saved me 25% on my policy. Thanks for a great service!
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So contact us today to discuss your Insurance requirements!
WE LOOK FORWARD TO BEING OF ASSISTANCE!