If you’ve ever rented your property out to students, you’ll probably know that when it comes to arranging property insurance, some insurance companies are not keen on covering student lets. Their view might be that students pose a greater risk than, say, your typical working […]
If you’ve ever tried to buy holiday let insurance, you probably already know that not all insurers that cover property like to insure holiday lets. One of the reasons is that (in their view) there is a lack of control and consistency in terms of who occupies […]
Buy to let property owners are exposed to a number of risks, such as damage to the buildings, lost rent or litigation from the tenants. Buy to let building insurance and the additional covers that often accompany it are essential spends for any buy to let property owner, […]
Most owners of commercial property are exposed to a number of risks, either because they rent the property to tenants (and face the issues of lost rent or litigation from the tenants) or they run a business from the premises themselves. Commercial buildings insurance and additional covers that often […]
If you’ve ever purchased let house insurance or commercial buildings insurance, you may have learned that insurers are not too keen on insuring unoccupied properties. They deal with this in two ways: If you need unoccupied property insurance before the policy starts If you do […]
It doesn’t seem right does it? But there are still policies around today that charge you an additional insurance premium at the end of the year, if your turnover (and wage bill) are higher than what you said they would be. In my experience, its […]
Fleet Insurance Brokers: which is better; a motor fleet policy or several single vehicle policies? I’m often asked to look at insuring a handful of vehicles that are all covered separately with various insurers. Whilst its easy for me to get quotes on the same […]
In my line of work, I often meet with people who don’t quite understand what an Insurance Broker does, why we exist, and crucially, why someone should use a broker and not just go to the insurance company direct. In this blog I’m going to […]
As a property insurance broker, I am frequently arranging landlords insurance for all types of properties with all kinds of tenants. The landlords and properties I deal with are wide and varied, but I suppose the one constant is their need – typically, cover for […]
Romford: