Overseas Property Insurance

overseas property insuranceOwning  property overseas can be a wonderful thing if you can use it as a holiday home, but it can also be quite stressful if something happens to the property.

Fortunately there are insurance policies tailored to meet the needs of an overseas property owner.

What’s covered under overseas property insurance

In addition to the usual cover that you would expect to find under a typical property insurance policy, such as buildings, contents, property owners liability etc, overseas property insurance also provides the following cover:

  • Accidental Damage to fixed glass, sanitary ware and underground services under Buildings
  • Accidental Damage to TV’s, Satellite Decoders and Audio/Visual Equipment under Contents
  • Accidental Breakage of Mirrors and Glass in Furniture under Contents
  • Trace and Access Cover
  • Electrical Power Surge Cover
  • Loss of Rent and/or Alternative Accommodationproperty insurance broker
  • Solar Panels Covered under Buildings
  • Emergency Travel Expenses
  • Legal Liability to the public Cover
  • Index Linking

Optional extensions to overseas property insurance

As well as all the extra covers listed above, you can also add the following to an overseas property insurance policy:

  • Accidental Damage to Buildings
  • Accidental Damage to Contents
  • Freezer Contents
  • Fixtures and Fittings of the Property not covered by a block buildings policy under Contents
  • Pedal Cycles while away from the home
  • Additional Money and Credit Cards
  • Valuables and Personal Possessions while away from the home
  • Loss of Electrical Supply Sold Back to the Grid
  • Your UK Home Insurance can also be added to the same policy

Not all property insurance policies offer the same cover, and dealing with insurance for overseas property can sometimes be more difficult than arranging cover for a property in the UK.

As property insurance brokers, we search the market for the best deal to suit our customers, so if you have a need for overseas property insurance, why not give us a call for some free no-obligation quotes and advice.