Holiday Insurance is sometimes the last thing on people’s minds when they are arranging their holiday.
Travel Insurance can cover your personal/family trip, or even for business trip. It is very important to be covered when leaving the country, as unfortunate events may occur and can often be costly.
Now you may be asked to prove you have adequate Travel Insurance before you check in for your flight or cruise, this may happen if you are Traveling to a country which has better medical care than the UK e.g Cuba.
There has been an increase of people Traveling without Insurance and then being admitted to hospital for medical attention, which is a reason for these spot checks.
What can be covered by Travel Insurance?
Policies are all slightly different, but here are some examples of areas that can be covered under a typical Travel Insurance policy:
- Medical care and other expenses
- Cancellation or Curtailment
- Loss of Passport
- Hospital Transfer Costs
- Personal Liability
- Delayed Baggage
- Missed Departure
- Legal Expenses
- Personal Accidents
- Loss of Pet Documentation
- Seat Bumping
- Contingent Liability
Business Travel Insurance Policies can be extended to include your business equipment too.
What to look out for with Travel Insurance
When arranging Travel Insurance, it is important that you’re sure you are getting the correct cover for your personal needs, and read through all the small print, as you could find yourself with a problem, if you haven’t checked it carefully.
Make sure you tell the insurer of any medical conditions you have, because if you don’t declare them the insurer may refuse to pay the claim.
When queuing to check in at the airport you may be asked to show your Insurance documents and if you fail to do so you may be asked to leave the queue and buy some Insurance at the airport.
Contact us for a Travel Insurance quote
Be sure that you discuss what options you have with an experienced professional, before making any final decisions.
We are regularly arranging Travel Insurance for individuals and businesses – contact us today for a no obligation quote – Call us on 01708 289 525 or Chat with us Live using the Live Chat button