If you own an Empty Property and you are anticipating moving in, selling it or renting the Property out in the near future you may need to arrange Empty Property Insurance on a short term basis.
Empty Property Insurance Short Term can provide you with a range of covers for your Building, as well as Property owner Liability Cover.
Polices are available from 3-6 months or you can take out 12 months and cancel when you no longer need the cover.
What is covered by Empty Property Insurance Short Term
Empty Property Insurance Short Term can typically be broken down into the following areas:
- Buildings Insurance
- Property Owners Liability
- Contents Insurance
- Legal Expenses
What to look out for with Empty Property Insurance Short Term
When arranging Empty Property Insurance Short Term, it is important that you have the correct cover for your needs.
For example, some polices may only cover you for damages by fire, lightening, earthquake and also explosion. This means you won’t be covered for escape of water by a damaged pipe, this is one of the most common cause of damage within an Empty property.
Some other things to look out for are the terms and conditions of the policy. For example, you may be required to drain water systems, maintain a minimum temperature or you may have to board up letter boxes at the property.
Some of these requirements may be impractical, so it is important and may be helpful for you to work with a specialist Property Insurance Broker to help negotiate the best possible terms for you.
When taking Empty Property Insurance Short Term you will need to give consideration to how long you would need the cover for, as it might be beneficial to take a 3 month policy rather than a 6 month policy, depending on what cancellation charges may be applied by the insurer.
Get quotes and start your Empty Property Insurance cover quickly!
Contact us to discuss your requirements – in most cases you can get a quote and go on cover on the same day
We are regularly arranging Empty Property Insurance Short Term for various property types such as:
Contact us for a Empty Property Insurance Short Term quote
“Dan arranged Unoccupied Property Insurance for me urgently – Direct Line would no longer insure my property as the tenant had moved out. He was a life saver! I was really worried and had 2 days to sort it but Dan’s the man! He sorted it all out for me and took the stress away.” – Catherin Boyd, Wigan