What is critical illness cover?

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Critical illness cover is an insurance contract. In exchange for regular premiums, the contract offers to pay an agreed lump sum of money if any of the lives covered are diagnosed with a specified critical illness. With critical illness cover in place, it could help you and your loved ones cope financially if you became critically ill. Most critical illness policies do not have a cash in value at any time. Find out more.

It’s easy to think ‘I’d cope, that’ll never happen to me’. But any of us could become ill and a critical illness policy may help to give some financial security at a difficult time.

Some insurers only offer critical illness cover when bought with a life insurance policy. But at Aviva, we recognise you may want the flexibility to buy a separate critical illness policy. With Aviva you can do both – buy critical illness cover on its own or with a life insurance policy.

Aviva’s Critical Illness Plan

Our Critical Illness Plan pays out if you are diagnosed with a critical illness that meets our policy definition during the term of the policy and survive for at least 10 days.

We only cover the critical illnesses we define in our policy and no others.

These conditions include some cancers, heart attack and stroke.

This policy does not have a cash-in value and does not pay out on death. If you stop paying your premiums then your cover will end