EPL Insurance

EPL Insurance provides valuable protection for Employers.

It can cover claims brought against them for a range of issues such as:

  • Sexual harassment
  • Wrongful dismissal by employees
  • Incorrect selection for redundancy

EPL stands for Employment Practices/Practices Liability.

EPL Insurance is VERY different from Employers Liability Insurance.

Why you need EPL Insurance

If you have employees this cover is essential.

Tip: if you only have Employers Liability Insurance, you are exposed to potential claims which could reach thousands of pounds in defence costs and awards.

EPL Insurance Claims Examples

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Constructive Dismissal and Harassment

Following his resignation, an employee at a clothing retailer claimed that he had suffered abuse and derogatory remarks over his sexuality for an 18-month period. He alleged that he had raised a grievance against his former manager but this had been ignored, forcing him to leave.

The tribunal found in his favour and he was awarded £62,000 plus his legal fees.

This left the company with a total bill of >£90,000.

Bullying, Harassment and Discrimination

A tribunal heard that a former employee of a car parts retailer had been the subject of bullying and harassment by managers after becoming pregnant.

She was awarded £16,000.

Unfair Dismissal

An IT consultancy faced a claim from a former employee who had been made redundant. The employee claimed he should not have been selected for redundancy as he had taken a salary sacrifice in the last year.

The legal fees in successfully defending the case were more than £8,500.

Get a quote for EPL Insurance today

You can protect yourself for less than £25.00 per month and in some cases this can also include the equally-important Directors and Officers Insurance within the cost!

Contact us today for a no obligation quote.

  • Call us on 01708 289 525
  • Chat with us Live via our Live Chat system
  • Or complete our Get a Quote form