How Businesses Can Plan for Flooding

How Businesses Can Plan for Flooding Flooding is the most common and widespread natural disaster in the United Kingdom. Since 1998 there has been at least one serious flood every year. Businesses are more likely to be flooded than damaged by fire. As the climate changes we can expect to […] Read more »

Types of Business Insurance

Types of Business Insurance Business Insurance is there to protect businesses against the everyday risks that come with running a business. Business insurance can cover you against things like professional mistakes, accidents, theft, damage and legal fees. There are many different types of business insurance, and the types you might […] Read more »

What is a ‘Claims Made’ Policy?

What is a ‘Claims Made’ Policy?     ‘Claims Made’ is the term used to describe an insurance policy which provides cover for claims notified during the term of the policy, but not necessarily the same time period when the actual incident or error causing the claim occurred. Professional Indemnity policies, for example, […] Read more »

HMO (houses in multiple occupation) Insurance

HMO (houses in multiple occupation) Insurance   What is an HMO? HMO stands for House in Multiple Occupation. This can include bedsits, purpose built and converted flats, and student accommodation. According to gov.uk your property is an HMO if both of the following apply: at least 3 tenants live there, forming more […] Read more »

Evans Insurance is EIGHT Years Old!

2012. The Diamond Jubilee of Queen Elizabeth II. “Marvel’s The Avengers” is released and becomes one of the highest-grossing films. The Summer Olympics are held in London, The Mars “Curiosity Rover” successfully lands… and Evans Insurance Brokers is launched! This month we’ve been celebrating EIGHT YEARS of Evans Insurance! We’d […] Read more »

Valentine’s Day – Are your Contents under-insured?

Valentine’s Day – Are your Contents under-insured?   It’s estimated that in 2018, the British public spent £650m on Valentine’s gifts. Jewellery and clothing being two of the top purchases made. But with some households spending hundreds (if not thousands) of pounds on gifts, it’s a time of year that could […] Read more »